17 – Show Me the Money! Five Money Lessons for Life.

17 – Show Me the Money! Five Money Lessons for Life. – Nov 19, 2009 – 10:44 minutes (5.03 MB mp3)

When most of us hear the term “money lessons,” we might think they only apply to kids and teens. But, after looking at the topics we’re going to discuss today, I think listeners of any age will gain insight and information they can use in their own lives, no matter where they are in their financial journey.

During this podcast we’ll discuss:

• The difference between wants and needs
• The importance of saving
• Checking account management
• Retirement planning, and
• Smart borrowing

Here to teach us the Five Money Lessons for Life is Lois Carlock, Ent’s Education Manager.

 

16 – Understanding Long Term Care Insurance

16 – Understanding Long Term Care Insurance – Oct 21, 2009 – 8:42 minutes (4.09 MB mp3)

Most of us have probably heard about long term care insurance, but might not know exactly what it is or why it might be a good option for some people.

Today we will answer these questions about long term care:

• What it is and who might need this protection
• What are some key issues when considering this protection
• What are the costs and when is the best time to purchase long term care protection

Here with us today to talk about long term care is Michael Stewart from the Ent Insurance Group.

15 – Selling Your Home in Today’s Market

15 – Selling Your Home in Today’s Market – Sept 21, 2009 – 5:53 minutes (2.76 MB mp3)

Most of us realize that we are currently in a buyer’s market, which means the buyer will, typically have the “upper hand” or control over what homes sell and for what price.

Over the next few minutes we’ll talk about:

• what factors contribute to a “buyer’s market” and
• tips for selling a home in this type of market.

Here to help explain some of the factors that contribute to a buyer’s market and provide tips for selling a home in this type of market is Cheryl Bibby, Broker Associate with Re/Max Properties.

14 – Reverse Mortgages

14 – Reverse Mortgages – Aug 21, 2009 – 4:58 minutes (2.33 MB mp3)

Everyone wants to achieve a safe and secure retirement. One of the most popular strategies available today includes a Reverse Mortgage, which can help supplement your pension, social security or other retirement income. A Reverse Mortgage can also be used to pay for special needs, such as home improvements and medical expenses.

During this podcast we’ll discuss:

• What a Reverse Mortgage is
• How it works and who is eligible – and
• Paying back the loan

Here with us today to talk about a Reverse Mortgage is one of Ent’s mortgage loan officers, Stephanie Dombrowski.

13 – Secrets to Saving and Debt Reduction

13 – Secrets to Saving and Debt Reduction – July 20, 2009 – 11:16 minutes (5.28 MB mp3)

During this podcast, we’ll discuss:

• Spending and saving plans
• Evaluating debt, and
• Sample plans for reducing debt

Most of us – even people with financial savvy – don’t handle our personal finances as well as we could. We probably all know we should spend less and save more, but it’s not so easy to actually get in the habit of doing it!

Here with us today to help us get started on ways to do just that is Michele Brander – Ent’s credit administrator.

12 – Estate Planning 101: Four Important Documents Everyone Needs

12 – Estate Planning 101: Four Important Documents Everyone Needs – June 18, 2009 – 10:19 minutes (3.54 MB mp3)

Most of us know there are many objectives of estate planning. But, we might not know how important it is to start with the basic tools in order to reach those objectives.

During this podcast we’ll discuss the four important documents everyone needs:

• A will
• A financial durable power of attorney
• A medical durable power of attorney
• and a living will

Here with us today to talk about these four documents is Paula Pollet, Vice President and Trust Officer at Ent.

11 – Retirement Plan Rollover Options

11 – Retirement Plan Rollover Options – May 19, 2009 – 7:34 minutes (2.66 MB mp3)

Planning for retirement can be confusing and stressful, especially when you experience life events that could alter the plan you already have in place. Retiring or changing jobs may leave you wondering what to do with the money in your current retirement plan.

During this podcast we’ll discuss:

• The definition of a rollover
• And, the available retirement rollover options

Here with us today to talk about rollover options is Tanya Duboue – an Investment Representative at Ent Investment Services.

10 – Buying Your First Home

10 – Buying Your First Home - Apr 17, 2009 - 7:56 minutes (2.75 MB mp3)

If you’re like most of us, owning your own home is a major part of the American Dream. But, homeownership is a big responsibility, and there are some important steps to follow to help you make the Dream come true. If you plan on buying your first home in 2009, the new tax credit along with Ent’s First-Time Home Buyers program can make doing so much easier.

Over the next 8 minutes we’ll talk about:

• the 2009 stimulus tax credit for first-time home buyers
• financial preparations
• mortgage loan options
• title and mortgage insurance
• and, Ent’s First-Time Home Buyer program

Here with us today to talk about “buying your first home” is one of Ent’s mortgage loan officers, Stephanie Dombrowski.

09 – Phishing – Don’t Get Hooked

09 – Phishing – Dont Get Hooked- Mar 23, 2009 – 8:03 minutes (2.84 MB mp3)

Telephone vishing, email phishing and even cell phone text message scams attempting to obtain private financial information are becoming more prevalent – and more sophisticated. In this podcast, we’ll discuss how to avoid becoming a victim by arming yourself with the right information, including:

• understanding scams
• protecting yourself
• responding to requests for information – and,
• reporting a scam

Here with us today to discuss how to protect your financial information is Victoria Selfridge, Ent’s Director of Marketing and eCommerce.

08 – Using Credit Cards Wisely

08 – Using Credit Cards Wisely - Feb 18, 2009 – 13:02 minutes (4.58 MB mp3)

If you’re like most Americans, you have four credit cards in your wallet – and you probably use them more than you should.

Over the next 10 minutes we’ll cover:

• shopping for a credit card
• credit card pros and cons
• the fine print
• and what to do if you’re caught in the credit card crunch.

Here with us today to discuss how to use credit cards wisely is Michele Brander – Ent’s credit administrator.